Tips to Avoid Foreclosure (click here):

• Contact Your Lender
• Open and Respond to All Mail from Your Lender
• Contact a HUD Approved Housing Counseling Agency (click here)
• Debt Management Credit Counseling
• Create a Personal Budget
• Review Your Financial Resources
• Consider Ways to Increase Income and Reduce Expenses
• Make Sure You Try Saving Money

Tips to Avoid Foreclosure Scams:

• Foreclosure Rescue Scams: Another Potential Stress for Homeowners in Distress (Federal Trade Commission)  
• NeighborWorks America's Tips to Avoid Foreclosure Scams (NeighborWorks America) 
• Foreclosure Prevention (Federal Deposit Insurance Corporation) 
• Is Foreclosure Knocking At Your Door? (Federal Deposit Insurance Corporation) 
• Beware of Foreclosure Rescue and Loan Modification Scams (Federal Deposit Insurance Corporation)
  

Foreclosure Prevention Program

This Program is designed to preserve the affordable housing stock of Broward County for single family home owners who need assistance in the form of a deferred payment loan to pay defaulted mortgages where the home owner is in default at least thirty (30) days. The property must be owner occupied, and the home and homeowner must meet program qualifications and guidelines.

The program is administered by the:

Broward County Housing Authority
4780 North State Road 7
Lauderdale Lakes, FL 33319
954-497-4583 (Voice Mailbox for Housing Counseling)

For more detailed information about foreclosure proceedings and processes, please visit the federal Housing and Urban Development Department, the Internal Revenue Service, and the Broward County Clerk of Court websites at the links below. To further define your search, you may type foreclosure in the keyword search boxes on the Housing and Urban Development (HUD) and the Internal Revenue Service sites.

• Internal Revenue Service
• Broward County Clerk of Court
• Housing and Urban Development (HUD)
• U.S. Department of the Treasury and the Department of Housing and Urban Development
  

For a list of HUD approved counseling agencies that are located in Broward County and the services they provide: (Click here)

Additional agencies and websites with foreclosure information:

The Florida Bar Association
The Florida Bar Association's goal is to pair callers with attorneys who will offer low fee consulations, and who will try to negotiate with the lender on the homeowner’s behalf.

Homeownership Preservation Foundation
(888) 995-HOPE
Trained counselors are available through the Homeownership Preservation Foundation.

Office of the Attorney General of Florida
Type in keyword foreclosure for information about avoiding mortgage foreclosures. Identifying common scams is also available on the Attorney General’s website.